{"id":11,"date":"2025-03-25T10:18:37","date_gmt":"2025-03-25T10:18:37","guid":{"rendered":"https:\/\/izzyfinance.co.uk\/?page_id=11"},"modified":"2025-06-26T08:16:44","modified_gmt":"2025-06-26T08:16:44","slug":"home","status":"publish","type":"page","link":"https:\/\/izzyfinance.co.uk\/","title":{"rendered":"Home"},"content":{"rendered":"\t\t
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Finance Should be Izzy<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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In a world dominated by handshakes and golf courses, Izzy Finance bring something different to the financial space.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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About us.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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We\u2019re not your average mortgage advisor. At Izzy Finance, we specialise in complex and commercial lending\u2014but we do it without the ego, the waffle, or the pinstripe suits.<\/p>

Whether you\u2019re growing your property portfolio, securing funding for your business premises, or looking at development finance for your next big project, we\u2019ve got the know-how and the contacts to get it sorted. We speak your language, we explain the process clearly, and we\u2019re on your side from day one.<\/p>

We make complex deals feel simple\u2014and we make sure you always know where you stand.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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We love the finance products others find boring.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Commercial Mortgages (Owner-Occupier & Investment) <\/div><\/span>\n\t\t\t\t\t\t\t\n\t\t\t<\/path><\/svg><\/span>\n\t\t\t<\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t
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Commercial mortgages don\u2019t need to be complicated\u2014and they definitely don\u2019t need to be cold. At Izzy Finance, we help business owners and investors get the funding they need for commercial property purchases, whether it\u2019s for your own use or as part of a broader investment strategy.<\/p>

Need a premises to call your own? We\u2019ll help you finance the space that fits your business. Looking to invest in commercial property for rental income or long-term capital growth? We\u2019ll guide you through the maze of lenders, terms, and criteria, and help you make smart decisions.<\/p>

We work with everyone from first-time commercial buyers to experienced investors. We understand how lenders assess business performance, rental yields, and lease structures, and we\u2019ll match you with lenders who actually get what you\u2019re trying to do.<\/p>

You don\u2019t need to be a finance expert\u2014that\u2019s our job. You just need a plan. We\u2019ll help you fund it.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t

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Bridging Loans <\/div><\/span>\n\t\t\t\t\t\t\t\n\t\t\t<\/path><\/svg><\/span>\n\t\t\t<\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t
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Sometimes, timing is everything. Whether you\u2019re buying before you sell, seizing an auction opportunity, or need short-term capital to bridge a gap in your plans, a bridging loan can be a powerful tool.<\/p>

At Izzy Finance, we\u2019ll help you secure fast, flexible short-term finance, without the usual stress or confusion. We work with a wide panel of bridging lenders who understand urgency and are used to working to tight deadlines.<\/p>

We\u2019ll explain everything clearly\u2014from exit strategy to interest roll-up\u2014so you\u2019re never left wondering what\u2019s next. And we\u2019ll be honest with you about what\u2019s possible, what\u2019s not, and what you need to have in place to move quickly.<\/p>

Bridging finance isn\u2019t for everyone, but when it\u2019s the right fit, it can unlock big opportunities. Let\u2019s chat about whether it\u2019s right for you\u2014and if it is, we\u2019ll move quickly.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t

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Development Finance <\/div><\/span>\n\t\t\t\t\t\t\t\n\t\t\t<\/path><\/svg><\/span>\n\t\t\t<\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t
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From a single new-build to a multi-unit site, we help developers find the right funding for the right stage of their project. Development finance can feel like a minefield\u2014but with Izzy Finance in your corner, it doesn\u2019t have to be.<\/p>

We advise on funding for land acquisition, build costs, and everything in between. We know what lenders want to see\u2014experience, planning permission, exit strategies\u2014and we\u2019ll help you package your deal in the best possible light.<\/p>

Whether you\u2019re building from the ground up, converting a property, or managing a phased development, we\u2019ll work with you to secure funding that suits your timeline, structure, and ambitions.<\/p>

No buzzwords, no BS\u2014just proper advice from someone who understands both finance and property.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t

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Complex Buy-to-Let & Portfolio Lending <\/div><\/span>\n\t\t\t\t\t\t\t\n\t\t\t<\/path><\/svg><\/span>\n\t\t\t<\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t
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Being a landlord isn\u2019t what it used to be\u2014and neither is buy-to-let lending. If you\u2019ve got multiple properties, income from different sources, or own through a limited company structure, you\u2019ve probably already seen how tricky it can be to get the right mortgage.<\/p>

At Izzy Finance, we specialise in complex and portfolio buy-to-let lending. Whether you\u2019ve got 3 properties or 30, we\u2019ll help you structure your lending in a way that works now and supports future growth.<\/p>

We work with specialist lenders who take a more flexible view of income, property types, and company structures. We\u2019ll help you navigate stress tests, background portfolio rules, and portfolio reviews without the headaches.<\/p>

And because we get to know your goals, we can help you build a long-term strategy\u2014not just sort a single mortgage.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t

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Thinking about your first buy-to-let? Expanding your rental portfolio? We\u2019re here for all of it.<\/p>

Buy-to-let might sound simple, but lenders have their quirks\u2014and finding the right deal isn\u2019t just about chasing the lowest rate. It\u2019s about understanding rental stress tests, tax implications, ownership structures, and lender appetite.<\/p>

At Izzy Finance, we take the time to understand your plans. Whether you’re buying personally, through a limited company, or refinancing to release equity, we\u2019ll match you with a lender who fits your needs\u2014not just your numbers.<\/p>

We\u2019ll also walk you through what it all means, so you\u2019re never left scratching your head at strange criteria or odd conditions.<\/p>

You bring the plan\u2014we\u2019ll bring the mortgage.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t

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Second Charge Mortgages <\/div><\/span>\n\t\t\t\t\t\t\t\n\t\t\t<\/path><\/svg><\/span>\n\t\t\t<\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t
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Need to raise capital without touching your main mortgage? A second charge loan could be the answer.<\/p>

Whether you\u2019re funding a project, reinvesting in your business, or managing a tax bill, a second charge mortgage lets you access the equity in your property without disturbing your current deal.<\/p>

We\u2019ll help you work out whether it\u2019s the right fit\u2014and if it is, we\u2019ll find you a lender who can move fast and make the process simple.<\/p>

Second charges can be useful tools in the right situation. We\u2019ll make sure you fully understand the pros, cons, and costs, so you can make a smart decision with confidence.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Get started<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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